Budco Financial is pleased to offer e-contracting as the primary registration tool for processing Installment Payment Plan retail installment contracts (RIC). This valuable tool helps dealerships complete the retail installment contract quickly and easily using the Budco Financial dealership portal. Once completed, the form is electronically submitted removing the need to fax, email or mail the RIC back to us. This process reduces registration errors that cause delays in contract activation, as well as saves time for dealership employees. Currently, more than 68% of all retail installment contracts come to us electronically.