Who We Are

Budco Financial was established in 2002 in Detroit, Michigan, with deep roots in automotive payment plan program management. Today, our experience extends across automotive, home warranty, RV, powersport, and marine markets, serving partners and customers throughout the U.S. and Canada.

What sets us apart is our depth of expertise, customer focus, and practical approach to program support. For over 20 years, Budco Financial has built a reputation for delivering fast, easy, and flexible solutions that create new revenue opportunities while giving customers a more manageable way to pay for protection products.

Our automotive business includes more than 7,000 enrolled dealerships and relationships with leading OEMs, administrators, and F&I technology companies. Across every market we serve, the principle is the same: make the program easy to introduce, make the customer experience easy to understand, and stay responsive after the agreement is written.

As buying and servicing experiences become more digital, Budco continues to combine interest-free payment options, electronic workflows, and hands-on support so partners can present protection when it makes sense for the customer—not only at the original point of sale.